This doctoral submission represents over ten years of focused research that has
resulted in a unique collection of academic and professional articles. The epithet
"unique" is adopted to reflect that over those years this area of study has been
relatively untouched by other academic researchers.
This submission presents a total of eight academic and seven professional journal
publications that chronicle the major output of numerous research projects
undertaken between 1992 and 2002. The publications adhere to a central aim - to
investigate the practical use and complex interactions between stakeholders of the
individual insolvency rescue vehicle the Individual Voluntary Arrangement (IVA).
The research projects employed a variety of relevant methodologies to populate an
emerging conceptual model of the prime factors affecting the incidence, usage and
outcomes of IVA cases.
The first five articles report and develop the data collected during the various
projects. The articles build on each other, analysing results and comparing these
with previous studies to underline reliability in the data. The final three articles draw
threads from the research data and develop the conceptual model further.
As a research progression this submission contains all of the necessary ingredients of
a doctoral thesis. It focuses on a discrete body of knowledge, builds on a conceptual
model, gathers valuable data and tests it, draws strong conclusions and, finally,
establishes and contributes new theory in this area of study.
Submitted in partial fulfilment of the requirements for the award of the degree of Doctor of Philosophy of Loughborough University.